Tuesday, February 14, 2012

Auto Insurance Expert Releases Tipsheet to Cutting ... - Car Insurance

Personal finance experts at InsureonaBudget.com release helpful guide to help Philadelphia and Pennsylvania auto insurance policy holders reduce car insurance premiums by 59% just from taking advantage of loopholes in car insurers? rates.

Philadelphia, PA (PRWEB) February 13, 2012

Most US drivers understand it is a rare occurrence that they are going to receive a courtesy call from their auto insurer telling them they qualify for a better deal on their auto insurance premium. Yet most fail to review their policies or contracts each year to make sure they?re getting the lowest rates possible. Fortunately research from an auto insurance comparison site has uncovered a strategy that makes cheap Pennsylvania car insurance possible.

Consumer reporters from Newsday and Fox all harp around the same issue, but Penn. drivers should realize that there are a few criteria that can easily qualify them for quick discounts. For example, driving less than 25 miles per day, or having no car accidents over the last 12 months, and no DWI/DUI record, likely qualifies drivers for many hidden discounts on their car insurance bill. The problem, as Robert Hunter of Consumer Federation of America describes it, is that ?insurers aren?t required to let you know when you?re eligible for a lower rate?so it is very difficult to be sure that you have the best price.?

According to Ashley, a spokesperson with InsureonaBiudget.com, Pennsylvania drivers should know that ?most times it is quite easy for one insurer to be half the price of another, even in the same group of insurers.? Consumers could assume that auto insurers would like to keep that secret so policy holders can keep paying the highest premium possible. Finding the best auto insurance deal can be easy with a few guidelines from this tipsheet:

1) Compare Pennsylvania auto insurance quotes across multiple insurers who will try to compete and offer users their best deals right away.

2) Calling the present insurer and asking for a better deal than the best quote received from any comparison search.

3) Call the other car insurers and ask if they can match or beat the deal just offered.

4) Consumers should specifically ask their insurer ? not the agent ? whether they are being offered the lowest rate they qualify for.

The above tactic paid off well for Thomas Mitchell who, according to the New York Times, ?slashed his hefty auto insurance premium from $2,537 a year to $1,207.? This should provide the much needed inspiration for any Illinois driver to take advantage of the pricing loophole for better deals.

To compare car insurance quotes and get the best Pennsylvania car insurance rates, visit www.InsureonaBudget.com

About InsureonaBudget.comInsureonaBudget.com is a resource hub of auto insurance information and data. The website features articles, news and tools on car insurance topics, quotes and car insurance comparison tools. Consumers have access to free car insurance quotes and guidance on finding the right insurance policy, saving money and solving claims problems.

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For the original version on PRWeb visit: www.prweb.com/releases/prwebpa-auto-insurance/auto-insurance-pittsburgh/prweb9191001.htm

Source: http://www.carinsurancesuite.com/car-insurance/auto-insurance-expert-releases-tipsheet-to-cutting-pennsylvania-car-insurance-san-francisco-chronicle-press-release/

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